Are you current with your mortgage? Is your monthly mortgage payment affordable? Do you have less than $150,000.00 in equity?  If the answer to all of these questions is YES, then absolutely you can keep your house. However, if you are not current with your mortgage payment, and/or it is not a payment you can afford, then whether or not keeping the house is possible first turns on whether it makes sense to keep the house, and if so, whether you can fund a Chapter 13 Plan that will bring your mortgage current over the next 5 years.

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