Are you current with your car payment? Is your monthly car payment affordable? Do you have less than $6,000.00 in equity? If the answer to all of these questions is YES, then absolutely you can keep your car. However, if you are not current with your car payment, and/or it is not a payment you can afford, then the most important question is whether it makes sense to keep the car, or take advantage of the protections of the Bankruptcy Code and surrender the vehicle to the lender.